> For the complete documentation index, see [llms.txt](https://docs.vesicash.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.vesicash.com/api-documentation/payments/card-payment.md).

# Card Payment

Card Payments allow customers to pay securely using their debit or credit cards. Vesicash supports 3‑D Secure (3DS) authentication for enhanced security and fraud protection.

{% hint style="info" %}
**Supported Card Processors**

Alexpay currently supports mobile money payments in Ghana and Zambia for the following networks:

* **MPGS:** Domestic payments in **Ghana**
* **SyberSource:** Cross‑border payments
* **GTI Payments: USD payment**
  {% endhint %}

#### Requirements

Before integrating mobile money payments, complete the following steps:

1. Review the [introduction section](https://docs.vesicash.com/~/revisions/T2SeA1NC6K5Q60gXmVDh/api-documentation/payments/introduction) before you continue with this guide.
2. Retrieve your API keys from the [Vesicash Dashboard](https://merchant.vesicash.com/login) to authorize requests.
3. Generate your webhook secret using the [Generate Webhook Secret](https://docs.vesicash.com/generate-webhook-secret) endpoint. This is required to start receiving and securely verifying webhook notifications.

**How Mobile Money Payments Work**

When a customer selects Card as their payment method, Vesicash automatically handles the 3DS authentication process.

1. **Customer Chooses Card Payment**: The customer selects "Card" as the payment option on the initialization endpoint.
2. **Redirect to 3DS Authentication Page**: Alexpay displays a secure, PCI‑compliant 3DS page for authentication.
3. **Customer Completes 3DS Authentication:**<br>

<br>


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