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Card Payment

Card Payments allow customers to pay securely using their debit or credit cards. Vesicash supports 3‑D Secure (3DS) authentication for enhanced security and fraud protection.

Supported Card Processors

Alexpay currently supports mobile money payments in Ghana and Zambia for the following networks:

  • MPGS: Domestic payments in Ghana

  • SyberSource: Cross‑border payments

  • GTI Payments: USD payment

Requirements

Before integrating mobile money payments, complete the following steps:

  1. Review the introduction section before you continue with this guide.

  2. Retrieve your API keys from the Vesicash Dashboard to authorize requests.

  3. Generate your webhook secret using the Generate Webhook Secret endpoint. This is required to start receiving and securely verifying webhook notifications.

How Mobile Money Payments Work

When a customer selects Card as their payment method, Vesicash automatically handles the 3DS authentication process.

  1. Customer Chooses Card Payment: The customer selects "Card" as the payment option on the initialization endpoint.

  2. Redirect to 3DS Authentication Page: Alexpay displays a secure, PCI‑compliant 3DS page for authentication.

  3. Customer Completes 3DS Authentication:

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