Card Payment

Card Payments allow customers to pay securely using their debit or credit cards. Vesicash supports 3‑D Secure (3DS) authentication for enhanced security and fraud protection.

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Supported Card Processors

Alexpay currently supports mobile money payments in Ghana and Zambia for the following networks:

  • MPGS: Domestic payments in Ghana

  • SyberSource: Cross‑border payments

  • GTI Payments: USD payment

Requirements

Before integrating mobile money payments, complete the following steps:

  1. Review the introduction sectionarrow-up-right before you continue with this guide.

  2. Retrieve your API keys from the Vesicash Dashboardarrow-up-right to authorize requests.

How Mobile Money Payments Work

When a customer selects Card as their payment method, Vesicash automatically handles the 3DS authentication process.

  1. Customer Chooses Card Payment: The customer selects "Card" as the payment option on the initialization endpoint.

  2. Redirect to 3DS Authentication Page: Alexpay displays a secure, PCI‑compliant 3DS page for authentication.

  3. Customer Completes 3DS Authentication:

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